High School Program - FAQ
Program Basics
What is Gifted Savings?
Gifted Savings is a nonprofit that gives high school seniors a real $1,000 investment portfolio and teaches them how to understand and grow it. Through short lessons and reflection activities, you'll learn how money, investing, and planning can support your goals—not just now, but for the long term.
Who built Gifted Savings and why?
Gifted Savings was founded by Farhad Mohit, a successful tech entrepreneur who’s now focused full-time on philanthropy and social impact. After building multiple tech companies serving billions of people — like BizRate.com, Shopzilla, and Flipagram (now TikTok) — he shifted his energy toward projects to help humanity thrive—GoodParty.org to get independent elected and money out of politics, serving on the board of Burning Man Project, and cofounding the largest Iranian cultural foundation in the world, Farhang Foundation. Farhad created Gifted Savings because he believes that every young person in the U.S. should have some ownership stake in America—a real investment portfolio that compounds over time, while helping them learn how money, investing and financial planning can help change their lives. He wanted to create a hands-on way for students to experience investing and financial decision-making, not just read about it.
Why did I get this?
You're part of a school selected to pilot Gifted Savings because we believe every young person deserves a chance to build wealth and learn financial skills early. Donors chose to invest in you because they believe in you and want to empower you with a meaningful financial head start.
What’s the catch?
There really isn’t one. Gifted Savings is a 501(c)(3) nonprofit—we don’t make money off students, charge fees, or earn anything from your investments. Our only goal is to help you learn how to invest and use this gift in a way that makes a difference in your life.
When can I access my Gifted Savings portfolio funds?
How long does the program take?
What happens in the lessons?
What if I fall behind?
What if I don’t finish the program?
Can I do this on my phone?
Who sees my answers?
Can I message someone if I get confused?
How do I use my investment portfolio once it’s unlocked?
What are my options?
Do I have to withdraw right away?
What’s an ACH withdrawal?
What’s a check withdrawal?
What’s an in-kind transfer?
Can I withdraw just part of my portfolio?
What if I don’t turn 18 until after graduation?